Why Do You Need Insurance?
Commercial Insurance for Small Business
Business owners in most cases are required to have commercial insurance coverage.
Insurance helps business to mitigate risks for unforeseen circumstances including:
- Natural Disasters
- Lawsuits
- Accidents
- Workers Compensation
- Liability claims from employees, customers or third parties
Commercial Insurance Coverage can also assist business owners to continue operating if business is disrupted due to an unforeseen event.
Life Insurance
Life Insurance is ensuring that those who love and depend on you are financially protected if something happens to you.
We are all going to leave our loved ones at some point. Without adequate protection, your family will be left to figure out how to cover expenses such as mortgage payments, utilities, college tuition, car notes - even gas and groceries after you are gone.
Life Insurance gives you peace of mind that those you leave behind will not be financially burdened.
Property and Casualty Insurance
Property and Casualty insurance is critical. If there is an event such as theft, an accident, reimbursement for necessary repairs or replacements, without coverage, you may experience a total loss or be required to pay out of pocket.
Events include:
- Slip and fall inside OR outside your residence
- Dog bites- if your dog were to bite or injure someone
- Theft of your personal items including jewelry or other valuables
- Fire
- And more
